@TheSpriterZ: Hiya! I don't know if you use Photoshop, but this is the routine I use:
1. I add text onto my panel (I always make my panels first)
2. I drag a rounded rectangle behind the text, this will be my speech bubble.
3. Then I use the pen tool to make a shape on a new layer above my bubble's layer, which will be my speech bubble's tail, and then I merge it down to the rectangle layer.
4. I then apply a layer effect-preset to the layer that I made some time ago.
These are the effects in that preset: (very simple)
- A 3px stroke
- Fill to 77%
There you go, my speech bubble style!
If you didn't understand that, just hit me up via Private MSG, I will make and send you a detailed tutorial with screenshots.